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29-Aug-2018 17:46

Prepaid credit cards can also be an alternative for individuals with poor credit, as they do not require credit checks and typically only have lower balances.

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First Credit Cards These cards are those that are targeted towards individuals who are starting to build credit.

While the steep interest rates are less than ideal – having a card with a lower limit can mean that you are less likely to overspend and therefore can be better equipped to manage the repayment schedule.



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